Apple Pay Fraud Gives Us A New Reason To Hate Data Breaches And SSNs

In other words, Apple Pay fraud has nothing to do with Apple — nor its encryption, nor its tokenization protocol — and everything to do with the banks that provision payment cards/tokens.
http://www.darkreading.com/apple-pay-fraud-gives-us-a-new-reason-to-hate-data-breaches-and-ssns/d/d-id/1319339